Medicare Premiums

Medicare Premiums and Deductibles/Copayments (2010 Rates)

Medicare Part A  

  • Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment.    
  • The Part A premium is $233.00 per month for people having 30-39 quarters of Medicare-covered employmen 
  • The Part A premium is $423.00 per month for people who are not otherwise eligible for premium-free hospital insurance and have less than 30 quarters of Medicare-covered employment.  

Medicare Part B  

  • Monthly premium: Based on patient's income, ranging from $96.40 to $238.40 per month   
  • Annual Deductible: $155    
  • Coinsurance: 20%

Inpatient Hospital Deductibles and Copayments    

  • $1,100 deductible per benefit period   
  • No coinsurance for days 1-60     
  • $275 daily coinsurance for days 61-90     
  • $550 daily coinsurance for 60 lifetime reserve days 

Skilled Nursing Facility    

  • No deductible for each benefit period    
  • No coinsurance for days 1-20    
  • $137.50 daily coinsurance for days 21-100 

Home Health Care    

  • No deductible or coinsurance 

Hospice Care  

  • No deductible
  • Small copayment for outpatient drugs and inpatient respite care   
  • Physician and other medical services: 20% (providers who accept assignment)    
  • Outpatient hospital care: coinsurance or copayment (as determined by Medicare)    
  • Home health care and clinical diagnostic lab services: nothing