Medicare is a federally funded health insurance program for people age 65 or older, some people with disabilities under age 65, and people with End-Stage Renal Disease. Medicare has 2 parts, Part A and Part B. Part A is hospital insurance - most people do not pay for Part A coverage. Part B is medical insurance - most people pay monthly for Part B coverage.  If you qualify for Medicare, you also have the option of choosing a Medicare + Choice plan, which is a managed care plan administered by a private company that replaces your Medicare coverage. 

There are limitations on a number of services and items covered by Medicare and Medi-Cal, depending on the plan you have. You are responsible for copayments, deductibles, and other services not covered. If your Medicare or Medi-Cal coverage is through an HMO, it is important that you bring this to our attention.